Loan Program Details
Each of our loans is tailored to our borrowers’ needs.
Albion Investment and Loan is a Private, Direct, Asset-Based Lender.
We serve:
Entrepreneurs, Business Owners, the Self-Employed, and Real Estate Investors:
Who need rapid access to funds
Without cumbersome applications
So they can capture opportunities and focus on their businesses and investments
We originate, process, underwrite, fund, and service ALL of our loans in-house.
- First liens only (Texas)
- First liens and subordinate liens (Michigan)
Business (non-personal) purposes only
From $75,000 to $1,000,000
- Residential property (1-4 family) – Texas only
- Investment property only (non-owner occupied, non-principal residence)
- Multi-family residential property (Michigan and Texas)
- Commercial (Michigan and Texas)
- Industrial
- Office
- Medical
- Retail
- Construction
- Agricultural
- Land
- Tailored for the borrower
- From 3 months to 30 years
- Tailored for the borrower
- Most of our loans are between 10% and 12%
- Adjustable rate and fixed rate options available
- Tailored for the borrower
- Most of our loans are Interest Only
- Fully amortized loans are available
- Balloon – most of our loans are Balloon Notes and Mortgages
- Loan decisions are based on the value of real estate collateral
- Credit scores and tax returns are examined, but a minimum threshold is NOT the basis for loan approval
- Loan decisions are based on:
- Value of real estate collateral
- Business purposes of loan
- Vary depending on the details of the loan
- Loans fees expenses are typically financed into the loan and paid at closing, so no upfront fees are required
- All costs, fees, interest, expenses, and terms are clearly outlined in writing well before the loan is finalized
- Please call us at (800) 972-0407, so we can discuss your lending needs and objectives